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By submitting this application, I/We hereby apply for the credit described in this application on behalf of the applicant business. I/We certify that I/we made no misrepresentation in this application or in any related documents, that all information is true and complete, and that I/we did not omit any important information. OTR capital ('"OTR"') is authorized to verify with other parties and to make any investigation of my/our credit, either directly or through any agency employed by OTR for that purpose. I/We understand that OTR will retain this application and any other credit information OTR receives, even if no credit is granted.